GET MULTIPLE OFFERS FOR YOUR POLICY
LIFE SETTLEMENT OPTION
The life settlement market is a multi-billion dollar marketplace, and investors will try to buy your universal life insurance policy for as little as possible when you don't have multiple bids.
A life settlement broker adds significant value by soliciting multiple offers, hosting an auction, and negotiating with the highest bidder. In certain cases this has resulted in a 250% increase for the seller. We have a fiduciary responsibility to our clients, and we make more when our clients get more for their policy.
While term policies can work if the insured is very sick, the most common type of policies considered are called Universal Life, or Flexible Premium Adjustable Life Insurance.
An independent study found that only 15% of universal life policies end up paying the death benefit even though they are structured to cover you for life. This low percentage is because eventually people can't afford them or don't need them, and policies end up either lapsing from non-payment or they're surrendered for their cash value.
Listen to a broker explain the most common life settlement situations:
Find out why so many seniors are happy they decided to take a settlement instead of losing their policy or tying up their money with expensive premiums for years to come!
ABOUT US
Life Settlement Option is a life settlement broker solution with a more dedicated approach to each individual case. Because of this we've been successful at finding offers on cases where other brokers could not.
My very first client was my grandfather who lived longer than expected, his premiums became significantly more expensive, and he couldn't afford to keep his policy in-force. My family was very happy with the settlement, and it opened my eyes to this unique industry which I've made my focus to help many more families with the same problem.
Our job is to represent the seller in the marketplace and negotiate for the highest offer. We've had nothing but satisfied clients even if they decided not to settle.
We work for free until a client accepts an offer, and are compensated at the close of escrow. We look forward to helping you.
Zack Taylor,
Life Settlement Broker
CONTACT US
Call us at 213.784.1481 or fill out the free appraisal request and our licensed broker will be in touch shortly